Please ACT NOW. The only way it gets off the hook is if the house is foreclosed on and sold. Gov. With this subscription you will receive unlimited access to high quality, online, on-demand premium content from well-respected faculty in the legal industry. If they were advertised as nice, safe, fixed-rate mortgages, they couldnt turn out to be high-interest junk loans. Theyre left with a home they can NO longer afford and dont have the funds to rent or purchase another home. Youve already committed fraud once, says April Charney, an attorney with Jacksonville Area Legal Aid. It was then transferred to Wells Fargo, a megabank that was handed some $50 billion in public assistance to help it acquire the corpse of Wachovia. FHL also reviewed records in Miami-Dade Circuit Court, where foreclosure cases are blind-filed and assigned to whichever civil division judges name comes up, rather than going to a designated foreclosure judge. Then, to the amazement of everyone present, he issues the following speech: This young man, he says, pointing at me, is a reporter for Rolling Stone. If youre going to lie to me, at least lie well.. Recent events in the Burkes attempts to intervene has shown its rotten all around, right up to the Court of Appeals for the Eleventh Circuit. Plaintiff owns and holds the note, it claims, or is a person entitled to enforce the note.. He is currently serving prison time for his offense, and these offenses might be recorded before and during prison time. You have to deal with her first and shes awful to borrowers counsel. No one knows how many arguable defenses Gundersen derails so that they never reach Stone. Not impartial, not professional, not in the spirit of the law, not a good or decent human being. All told, some 820,000 Americans have already lost their homes this year, and another 1 million currently face foreclosure. Or sometimes, the banks didnt even have all the loans they said they had. All that matters is that a bunch of deadbeats arent paying their fucking bills. Ever since MERS has been in place, the BANKSTERS have been getting away with murder with regards to falsifying documents with Florida, Colorado and California being the worst of the Judges who go along with this modern day robbery. Copyright 2023 ALM Global, LLC. HSBC filed a false document to that effect, Gundersen clearly noticed the order that dismissed the surrender claim, but yet allowed the bank to continue with same argument. Unfortunately, with little scrutiny from the media, legislators, or regulators, our court system has heavily favored the latter. please helpcall jeff 9545885959 anytime. It penetrated all the way down to the individual consumer, who in some cases was a knowing accomplice in the bubble mess. Legal Directories Publishing is part of the Law Firms & Legal Services industry, and located in Texas, United States. This practice of filing false documents was documented by60 Minutesin 2011 and was part of thecomplaint filedby the 49 State Attorneys General. These are bank stooges. Two Florida Foreclosure Lawyers Matt Fuqua and Clay Milton Commit the Most Abhorrent Act. Anyone wishing to understand Ocwens business should review its SEC filings. Dynamically explore and compare data on law firms, companies, individual lawyers, and industry trends. Ocwens counsel at Goodwin Law are rogues. Broward Chief Judge Jack Tuter, speaking for the court and Gundersen, responded to the FHL report. And thats not even accounting for the fact that most of this credit wouldnt have been available in the first place without the Ponzi-like bubble scheme cooked up by Wall Street, about which the average homeowner knew nothing hell, even the average U.S. senator didnt know about it. We found 1 criminal records from the federal database for Andrea Leigh Gunderson. Andrea Gundersen is a judge who sits in the Broward Circuit Court. Recently FHL surveyed about a half-dozen foreclosed homeowners and learned that nothing about dealing with Judge Gundersen has changed. This second phase of unlawful foreclosures will now be at the hands of LLCs created solely for the purpose of falsely claiming to be a servicer of a non-existing loan to recover hundreds of thousands at foreclosure sales. Andrea Ruth Gundersen - Florida Candidate - Transparency USA. I recorded the entire hearing on my trusty little digital pocket recorder which Im having transcribed and sent to the JQC and the media. In order to mount an appeal, a borrower must put up a bond that is supposed to protect the lenders interest in the house until the appellate court rules. Watching Judge Soud plow through each foreclosure reminds me of the scene in Fargo where the villain played by Swedish character actor Peter Stormare pushes his victims leg through a wood chipper with that trademark bored look on his face. My apologies the correct email address for SIGTARP is: Worst judge in broward county history. The Florida Bar disbarred our lawyer too, mainly because he kept winning and pissing off judges statewide. It was some of the most undignified behavior Ive ever seen, this observer said. The second reason the whole they still owe the fucking money thing is bogus has to do with the changed incentives in the mortgage game. https://t.co/EPIxbahRlZ https://t.co/m6jaibNlrg pic.twitter.com/qg1bs0WW3u, LawsInTexas (@lawsintexasusa) January 7, 2021, Where Is He Now? It exists to launder the crime and bury the evidence by speeding thousands of fraudulent and predatory loans to the ends of their life cycles, so that the houses attached to them can be sold again with clean paperwork. I follow her out of the court, hoping to ask her about her case. "We're all going crazy in. Fort Lauderdale, Fl. Tuter said hes unaware of any problems involving questionable mortgage paperwork, but this issue did arise some years ago during the foreclosure crisis. Of those, 325 were loans originated byCountrywide, the disgraced mortgage company that was bought by Bank of America in 2008. Dan Christensen What theyre going to do, I would predict, is produce a note and say Bank of New York is not the original note-holder, but merely the servicer, he says. They work together to cut deals where the public are falsely led to believe the government watchdog is protecting their interests. You should see the originating lender (a firm like Countrywide) selling the loan to the next entity in the chain (perhaps Goldman Sachs) to the next (maybe JP Morgan), with the actual note being transferred each time. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); If you believe in the value of watchdog journalism please make your tax-deductible contribution today. 73 records for Bruce Gunderson. 33307. It is egregious misconduct which can be neither excused nor ignored.Should be applied to crooked or inept k judges who ignore crimes, and take offense when called out on it like petty little tyrants. The Corporate Hose attacks foreclosure defence so the homeowner has no representation to protect their property up against the corporate beast. @WSJ @nytimes @Reuters @SupremeCourt_TX @flcourts #txlege #appellatetwitter pic.twitter.com/ORqzoqOuaP, LawsInTexas (@lawsintexasusa) November 20, 2021. On occasion, by taking her multiple medications, she sleeps up to 20 straight hours just to pass the time. Lets leave aside for a moment that Charney never said a word to me about speaking to Cooper. Worse, about an hour later, April Charney, the lawyer who accompanied me to court, receives an e-mail from the judge actually threatening her with contempt for bringing a stranger to his court. School Superintendent Who Criticized DeSantis Could Lose Job, University Diversity, Immigration, Abortion Targeted in Florida Bills, 'It Was Every Lawyers Nightmare': Florida Attorney Faces $2.3M Verdict Against Him, City-Government Run Amok: Story Nightclub Sues City of Miami Beach, Law Firm Leadership's Guide to Strategic Implementation of GPT-4, Law.com Editors and Analysts Offer Top Trends to Watch for 2023, State of the Industry: What a Difference a Year Makes, Consulting Women Leaders in Technology 2023, COMMERCIAL FINANCE ATTORNEY - CT OFFICES; REMOTE will be considered. Floridian for Honest Lending is a project of Opportunity For All Floridians, a 501c4 non-profit organization. Since her reassignment, defense attorneys have filed motions forjudicial disqualificationagainst Judge Gundersen for allowing attorneys for Bank of America to misrepresent the law and argue that fraud on the court is allowed in foreclosure because of a litigation privilege and ordering the defendant to pay the Banks attorneys fees for challenging the fraud. These mostly are fictitious foreclosures (clouded titles) hold the homeowner hostage by extortion (pay or seize inflated/illegal debt). Its early on a sunny Tuesday morning when I arrive at the chambers of Judge Soud, one of four rotating judges who preside over the local rocket docket. She was reassigned from Family Court and does not have prior experience in foreclosure litigation. In the old days, when you took out a mortgage, it was probably through a local bank or a credit union, and whoever gave you your loan held on to it for life. @FBIHouston @USAO_SDTX @SecretService @wsj @reuters #OperationWhiteout pic.twitter.com/2GbTQs38jW, LawsInTexas (@lawsintexasusa) November 27, 2021. Andrea Gunderson Current Workplace. Either homeowners dont know they can fight their foreclosures, or they simply cant afford an attorney. View Andrea Gunderson results including current phone number, address, relatives, background check report, and property record with Whitepages. Judges must report lawyers for unethical conduct, not support it with a wink and a nod. What does that say? The authorization gets recorded in whats known as the banks contact database, which records every phone call or other communication with a homeowner. Stunningly hypocritical-the instant misconduct is beyond the pale, different not simply in degree but in kind. This isnt some rare goof-up by a low-level cubicle slave: Virtually every case of foreclosure in this country involves some form of screwed-up paperwork. She's extremely devoted to her clients, her family and the community. The bank messed up my mortgage and escrow accounts. For most people, the former bit about homeowners not paying their damn bills is the important part, while the latter, about the sudden and strange inability of the worlds biggest and wealthiest banks to keep proper records, is incidental. In an ethics hearing, Jacobs was found guilty of impugning the integrity of the courts; the referee will send a punishment recommendation to the Florida Supreme Court this month. We are nonprofit, independent, nonpartisan, experienced. That would be fake news. Gundersen has the police and teachers unions, reliable vote-wranglers in Democratic Broward. Some borrowed beyond their means. On this level of the game, these lawyers refer to themselves as bench warmers volume stand-ins subcontracted by the big, hired-killer law firms that work for the banks. Save my name, email, and website in this browser for the next time I comment. There is a new foreclosure crisis looming due to the economic effects of the COVID-19 pandemic. Luxury homes for sale in Albiez-le-Jeune, Auvergne-Rhne-Alpes, France Soud sighs. He has accused Gundersen and other judges of pro-bank bias and fought to disqualify them from hearing his cases. FORGET NAME RECOGNTION AND SIGNS. The demand was so great, in fact, that they often sold mortgages they didnt even have yet, prompting big warehouse lenders like Countrywide and New Century to rush out into the world to find more warm bodies to lend to. What I witnessed during this hearing was a disgrace to the law. To the editor: When the next election approaches, could you please print a list of articles mentioning judges/candidates in your recent articles, to remind us of who/what we are voting for? While we remain committed to attempting to resolve this matter prior to trial, our pending motion for summary judgment filed on June 5, 2020 supports our position on this matter, and we will continue to vigorously defend ourselves going forward.. The bank, in other words, tried to claim on paper, in court, that it both lost the note and had it, at the same time. From his point of view, it was better that you pay something than nothing at all. Judge Gundersen presides over all foreclosures in Broward County. Liked by Andrea Gunderson, BSN, RN Congratulations to the happy couple! But the sight of a journalist getting up to talk to a defendant in his kangaroo court clearly puts a charge into His Honor, and he immediately calls Cooper back into the conference room. Some were pushed into dangerous loans when they qualified for safe ones. LT: FMCE 11007595 (41) , APPEAL CASE: 4D12-2599. After orchestrating one of the largest consumer frauds in American history, the banking industry continues the unethical and illegal servicing and foreclosure practices that were uncovered during the robo-signing scandal which eventually led to the $25b settlement with 49 State Attorneys General in 2012. Patti Parker, a local attorney in Jacksonville, tells of a woman whose home was seized by Deutsche Bank two days before Christmas. Mechanized misery and brainless bureaucracy on the one hand, cash for the banks on the other. Broward Sheriff Gregory Tony MUST answer how & why this is allowed. At a meeting with the Sun Sentinel editorial board, Gundersen said she always shows compassion within the bounds of the law.. Soud simply continues Coopers case, telling Kessler to get his shit together and come back for another whack at her in a few weeks. Thats fine by the lawyers, who are collecting big fees. CHIEF Judge Jack Tutor knows many ederly targeted RIGGED DEFSULT. Which wasnt exactly the kind of modification she was hoping for, given that her original monthly payment was $840. Just minutes before, I had watched what happens when defendants dont show up in court: kerchunk! They are Outlaws in Robes. Mark, you still got some?. I think I would have predicted that, Wagner said. All donations are tax deductible. That moratorium only protects borrowers who had strong enough credit scores to qualify for government-backed mortgages. Following the evidence, Kowalski discovered what has turned out to be a systemwide collapse of the process for documenting mortgages in this country. Unlimited access to Daily Business Review, Access to additional free ALM publications, 1 free article* across the ALM subscription network every 30 days, Exclusive discounts on ALM events and publications. I would say its pretty close to 100 percent,. I lost the securitization chain on my loan after it was sold (and the bank was paid off). I cant find an attorney pro-bono to take this case to overturn it. In their extreme haste to get thousands and thousands of mortgages they could resell to the banks, the lenders committed an astonishing variety of fraud. We gotta get loud, call them out ban together. Judge Gundersen presides over all foreclosures in Broward County. Hope the voters see through her. Then he closes the files and puts an end to the process by putting his official stamp on each foreclosure with an authoritative finality: Each one of those kerchunks means another family on the street. Whos next? Judge Soud says. Federal and local law enforcement, along with a group of community leaders, announced on Wednesday a partnership to combat and prevent violent crime in Detroit. Like everything else related to the modern economy, these foreclosure hearings are conducted in what is essentially a foreign language, heavy on jargon and impenetrable to the casual observer. Judge Gundersen graduated with her B.S. Judge Gundersen is running for re-election in 2022. Both options are priced the same. Those deadbeat homeowners still owe the money, right? The evidence: Theyre entitled to only 30 days to move out of foreclosed properties, but Gundersen has a policy of giving them 60 days. The meat of the foreclosure crisis is the unopposed cases; thats where the banks make their money. the #SB8 debacle and the @WSJ article re failure to recuse/disclose and much more. Had these transfers been done legally, the actual mortgage note and detailed information about all of these transactions would have been passed from entity to entity each time the mortgage was sold. Have they not monumentally and arrogantly done so themselves already? CFPBs counsel are the same. I was evicted in the most terrific and traumatic way. With an expression of something very like regret, the judge tells Kessler, Im going to have to go ahead and accept [Kowalskis] argument.. Gundersens includes some revealing reversals by her supervisors on the Fourth District Court of Appeal and an unfavorable watchdog report. Whos going to check? This IS a massive racketeering operation completed WITH THE HELP of the Circuit Courts, the US Bankruptcy Courts, the US Bankruptcy Trustees Office, the Federal Appeals Courts, and law enforcement nationwide. Right? The American Property Owners Network , a new non-profit umbrella organization for efforts to make justice happen for homeowners in our courts, will certainly broadcast this article!!!! Racketeering 101. While the bank may call it confession of error In order to both preserve their tax-exempt status and deserve their AAA ratings, each of the loans in the pool had to have certain characteristics. Show Crime Records Powered by. Endorsements that establish the lenders legal right to foreclose are stamped and processed robotically. Contact Us| If your issue is with Nationstar, SLS, or Shellpoint they want to hear from you. This inability of one limb of the foreclosure beast to know what the other limb is doing is responsible for many of the horrific stories befalling homeowners across the country. At worst, these ordinary homeowners were stupid or uninformed while the banks that lent them the money are guilty of committing a baldfaced crime on a grand scale. Our Team Account subscription service is for legal teams of four or more attorneys. Legal Directories Publishing. The consultant observed a Zoom hearing when Gundersen yelled at a young black woman who was trying to represent herself and save her home. Upon that review, FHL found 369 foreclosure complaints were filed with rubber-stamped blank endorsements with signatures ofDavid Spector,Laurie Meder,Michele Sjolander, andCynthia Riley, whose names became synonymous with the robo-signing scandal. Judge Andrea Ruth Gundersen | Trellis P.C. 2017. And who else benefited from that $50 billion in bailout money? I stare at the judge, open-mouthed. Now, one might think that after a bank makes multiple attempts to push phony documents through a courtroom, a judge might be pissed off enough to simply rule against that plaintiff for good. Since her reassignment, defense attorneys have filed motions for judicial disqualification against Judge Gundersen for allowing attorneys for Bank of America to misrepresent the law and argue that "fraud on the court" is allowed in foreclosure because of a "litigation privilege" and ordering the defendant to pay the Bank's attorney's fees for Think of the Bernie Madoff scam, only replicated tens of thousands of times over, infecting every corner of the financial universe. Right after closing on the home, Leonard lost her job. I respect him and like him and he actually tries to follow the law, the anonymous Broward defense lawyer said. As is typical in many foreclosure cases, Cooper is being charged by the bank for numerous attempts to serve her with papers. On the other side of the table are the plaintiffs attorneys, the guys who represent the banks. In many cases, banks like JP Morgan are merely the servicers of all these home loans, charged with collecting your money every month and paying every penny of it into the trust, which is the real owner of your mortgage. Unfortunately, the banks reckless greed left millions of properties with mortgages and promissory notes corrupted and the chain of title on those properties broken, putting trial court judges in an uncomfortable position of either taking the banking industry to task for these forged documents or kicking a family out of their home. ITS TIME. Our forward-looking statements speak only as of the date they are made and, we disclaim any obligation to update or revise forward-looking statements whether as a result of new information, future events or otherwise. If the court finds for the defendant, the plaintiffs just refile, says Parker, the local attorney. She didnt even give me a chance to speak. The industry-leading media platform offering competitive intelligence to prepare for today and anticipate opportunities for future success. The notion that a judge would try to prevent any citizen, much less a member of the media, from watching an open civil hearing sounded ridiculous. Holy shit, the banks foreclosed on a homeowner that never missed a payment! Quite clearly, foreclosure is meant to be neither seen nor heard. The plaintiff, technically, has forgotten to show up to court. Of these cases assigned to Judge Gundersen, 126 of them have been closed, none of which were ruled in favor of the defendant. Look: Its undeniable that many of the people facing foreclosure bear some responsibility for the crisis. Judge Soud seems to have no clue that the files he is processing at a breakneck pace are stuffed with fraudulent claims and outright lies. There are no faces involved here, just beat-the-clock legal machinery. Florida. We are a 501(c)(3) organization. She sits down and takes a quick look around at the lawyers who are here to kick her out of her home. If you had a pulse, they had a house to sell you. Consumer activist Laura Wagner, executive director of FHL, drew a connection between the predatory mortgage lending that fueled the 2008 economic meltdown and current practices. According to the documents, JP Morgan transferred the mortgage to Bank of New York on December 9th, 2008. Please someone, step up and run against Gunderson. The way the banks tell it, it doesnt matter if they defrauded homeowners and investors and taxpayers alike to get these loans. In Coopers case, the document with Kennertys signature on it places the date on which Wells Fargo obtained the mortgage as May 5th, 2010. If a party disagreed with the judgment and felt that the judgment was entered in error, the remedy is an appeal. The reversals reflect concerns about Gundersens judicial demeanor, a constant source of complaints almost always off the record from lawyers who rely on her good graces to serve their clients and make a living.